Earn up to 4.5% interest per year
Enjoy an extra 2.25% interest boost, fixed for 12 months, on top of our standard variable savings rate.
Raindrops Microfinance Bank is a license financial institution, operating under Nigerian banking regulations.
Everything you need, without the stress.
Fast Account Opening
Secure Digital Banking
Smart Savings
Easy Payments
Business-Friendly
Banking made simple
Whether you’re saving for the future, running a business, or managing daily expenses, Raindrops gives you control — anytime, anywhere.
- No unnecessary complexity
- Clear fees, no surprises
- Built for individuals and businesses
Bank with Raindrops
Mobile
Savings Accounts
Current Accounts
Target & Goal-Based Savings
Local Transfers & Bill Payments
Find Answers
Business Accounts
SME Loans & Working Capital
POS & Merchant Services
Payment Collection Solutions
Support
In App Support
Quick Chat
SME & Micro Loans
Flexible repayment plans